It's a shame really that classes like these ask for a full term's payment up front, particularly for infants. It's a little different when a 6 or 7 year old wants the same thing - at least they should be old enough to understand that if they want to attend classes and mommy isn't rich
then they should at least have the good grace to continue through bumpy patches and only when the first term is done can they decide whether or not to continue. Even if mommy is rich then they should still be guided by the same principle.
But a 3-year-old? They are just babies! I think it's wrong for a class to demand a full term's payment up front. It should be a pay per class arrangement for little ones. They are far too young to grasp the knowledge that they asked for it so they gotta stick it out!
